About

Sahayatra50

1. Our Vision (हाम्रो परिकल्पना)

At Sahayatra 50, we believe that the greatest resource in Nepal isn’t hidden in banks—it is in the hands of our people. We see skilled tailors without machines, brilliant mechanics without tools, and hardworking farmers without seeds.

Our vision is to bridge the gap between talent and capital, turning skilled individuals into proud business owners.

2. Who We Are (हामी को हौं?)

We are not a bank, and we are not a charity. We are Micro-investors.

Traditional loans often trap small entrepreneurs in a cycle of high interest and debt. Charity, on the other hand, often lacks the accountability needed for long-term growth. Sahayatra 50 was born from a third way: The Partnership Model (Sajhedari). We provide the “Seed Capital” of 50,000 NPR, not as a lender, but as a partner who walks the journey with you.

3. Why 50,000 NPR? (किन ५० हजार?)

We believe that 50,000 NPR is the “Magic Number” for micro-entrepreneurship in Nepal. It is enough to:

  • Buy a professional industrial sewing machine.

  • Purchase a high-quality toolkit for mobile or electrical repair.

  • Set up a small poultry farm or a mushroom tunnel.

  • Stock a small retail cart or specialized food stall.

It is a small amount that leads to a Big Leap.

4. How We Are Different (हामी किन फरक छौं?)

FeaturesTraditional Bank LoanSahayatra 50 Partnership
CollateralRequired (Land/Gold)None Required (We trust your skill)
InterestMonthly Interest0% Interest
RepaymentFixed InstallmentsProfit Sharing (Only when you earn)
OwnershipBank owns your debtYou eventually own 100%

5. Our Promise: The “Buy-Back” Path (हाम्रो प्रतिबद्धता)

Our goal isn’t to be your partner forever. Our success is measured by your independence.

Through our Sajhedari model, you share a small portion of your profits with us until the initial investment is recovered. Once that milestone is hit, we exit the partnership, and the business—including all equipment and future profits—belongs 100% to you.

6. Join the Journey (हाम्रो सहयात्रामा जोडिनुहोस्)

If you have a skill, a plan, and the grit to work for yourself, you don’t need a miracle—you just need a partner.

तपाईंको सीप, हाम्रो साथ। (Your Skill, Our Support.)

Let’s start the journey together.